25700 I-45N Suite 4300

The Woodlands, TX 77386

+1 (800) 898-DRACO

Call Us Now

Our Story

Draco Credit Consultants, Inc. started as a passion project. It was a way for my father and I to give back to people who had dreams but struggled to reach them. At the time we really didn’t think about making money because we had other businesses; it was truly a way to help our community. My father came from humble beginnings in the Philippines where everyday you fought to survive. 

So looking back I would say this journey really began in 1984 when my father immigrated to the United States from the Philippines. He came to the U.S. with $200 in his pocket, not really having a plan or knowing anyone but his faith and drive to live the American dream. As you can imagine, he struggled, he worked multiple jobs and made many mistakes, however it taught him so many lessons. After a few years he started a career in insurance and through that success brought his father, mother and four siblings to America.  

As a Filipino American hearing and watching my father fight everyday not only for himself but to help his family and community has had a profound impact on every aspect of my life. Whether it is through work or in my personal life I ALWAYS try to help others. A major issue my father and I have seen over the years in our community is misunderstanding and misuse of credit. I think that is a result of the Philippines not having a credit system like the United States. 

It is unfortunate that there is a lack of education regarding credit especially for the beautiful Filipino community. If you are familiar with our culture we are typically very happy people, enjoy life, find any reason to celebrate, love to laugh, fear God and put family first. So, when it comes to credit it breaks my heart to see how easy things can go wrong. Even with the BEST intention: purchasing a car with high interest rate, helping their kids with student loans, just over use of credit cards due to family emergencies or not knowing how to purchase their first home. We saw an overwhelming amount of our community taken advantage of and saw a desperate need for credit education and credit counseling. 

My father and I felt so strongly about helping our community that we made this business our complete priority.  It is important to understand that this company has a strong foundation of not only pursuing a dream but also not forgetting our roots. You will find that everyone at Draco shares a passion for helping. We aren’t your average credit consulting company! We are family owned and operated, we are proud Filipinos! We understand what it feels like to be the underdog to fight, work hard for your dreams and sometimes it doesn’t work out the way you planned. That being said, our journey has not been easy or perfect. We know first hand what it feels like to be late on payments, have collections, sign bad loans or even have a bankruptcy. With us you don’t have to be embarrassed or insecure about your past.  We have either lived through it ourselves or know someone who has; you aren’t alone. That is the amazing thing about America there is always a way to build and rebuild, you just have to be willing to take the first step. 

Interested In a FREE Credit Consultation?



    Our mission at Draco Credit consultants is to heal our clients who are still suffering from credit entrapment. We do this by educating, motivating, and developing a customized plan for them to achieve a life they’ve always dreamed of. Helping our clients towards a better financial future through credit education and repair. By offering our services at an affordable price it allows our clients to build a strong credit foundation. Where they can achieve their financial goals and move toward the best possible future.



    Since we got started we’ve always pushed for bigger and better. Thinking about your finances can be frustrating, but we’re working to make the process simpler and easier to understand for all our members. Our mission is to help our clients attain freedom from financial problems and provide the best affordable credit solutions possible.

    Draco cannot predict and does not guarantee any specific results, as results differ for each individual. Each individual’s results depend on his or her unique circumstances and numerous other factors. Prior results do not guarantee a similar outcome.

    To dispute all items, Draco uses legal strategies through the FCRA and FDCPA. Draco is in compliance with the CROA.

    FICO and “The score lenders use” are trademarks or registered trademarks of Fair Isaac Corporation in the United States and other countries.

    This site may contain affiliate links and the Company may earn a small commission, at no extra cost to you.